There are several additional options for VA health care that offer excellent medical coverage and fill in the gaps where standard TRICARE does not. The Veterans Health Administration (VHA) offers a comprehensive range of medical services including rehabilitative care and surgical procedures. Additionally, the VHA sponsors programs that provide a better quality of life for veterans who have certain disabilities and conditions.
As part of their commitment to supporting a productive and fulfilling life, they provide the health care programs. For example, one of these opportunities for VA health insurance includes the Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA). CHAMPVA health insurance extends coverage to veteran families when standard TRICARE is not an option due to ineligibility. Thus, veteran family health insurance outside of TRICARE is an important resource for many families.
Another example of additional VA health care offerings is the Program for Comprehensive Assistance to Family Caregivers of Post-9/11 Veterans (PCAFC). Through this program, those caregivers providing home health care for veterans may be eligible to receive additional assistance. PCAFC provides support for caregivers who take care of disabled veterans who were disabled since 9/11. Other additional resources available to qualifying veterans can be found below.
About VA Health Care Benefits
The United States Department of Veterans Affairs (VA) provides VA health care benefits to veterans who qualify for them. VA health insurance provides medical care to patients with VA healthcare eligibility through a network of medical facilities, providers and specialists. In fact, this military-based health care network makes up the biggest network of integrated health care services in the U.S. Furthermore, benefits for veterans, whether disability pay, in-home assistance or VA family health care, are comparable to civilian health care plans in terms of quality of services provided. Additionally, health care is available to eligible veterans through the military at a significantly lower cost, sometimes even at no cost at all. Information about VA health care benefits is readily available to interested servicemembers and their family members.
VA health insurance plans incorporate a comprehensive range of medical facilities including clinics, hospitals, community living centers, VA medical centers and more. VA medical coverage offers a wide spectrum of options for health care for former uniformed service members who meet minimum duty requirements. Here you will see a brief summary of VA health care programs that have made and continue to make a difference in the lives of countless veterans, their families and disabled veterans, no matter what level of health care they require.
If the VA health plans are not right for you or your family, download our guide on TRICARE for more information about this veteran health plan.
Can family members of veterans receive VA health care benefits?
One major advantage of VA health care over non-military coverage is that VA coverage not only provides health care for veterans but it covers their families as well. VA health insurance for family members, spouses, surviving spouses and dependent children of veterans is offered to eligible participants via military-based plans such as CHAMPVA and TRICARE. These and other programs supported by the VA offer competitive VA family health care alternatives to civilian plans. In addition, premium-based veteran family health insurance like the ones mentioned here meet or exceed the federal minimum standards for health care under the Affordable Care Act. VA family care offers such assistance as:
- Supplementary care
- Cost sharing
- Pharmacy benefits
- Caregiver assistance
- Other specialty medical services.
All VA family health care plans do require that participants meet certain eligibility criteria. Those who qualify receive wide-ranging benefits for themselves and their family members. These health care benefits offered to veterans and their families provide them with health care options that are, in many cases, more comprehensive and less expensive than comparable civilian family insurance plans.
Learn About VA Home Health Care Benefits
Many disabled veterans and veterans who require long-term care qualify for veterans home care, which provides in-home care to beneficiaries who would otherwise need assisted living care in a facility or military medical center outside of the home. Programs that provide home health care for veterans include the following military-based home care plans:
- Home-based Primary Care
- Homemaker/Home Health Aide Services (H/HHA)
- Adult Day Health Care
- Palliative Care
- Hospice Care
- Homebound or Remotely Located Veteran Home Care
As with any military health care, VA homecare benefits are provided based on eligibility requirements and qualifying conditions. Eligibility is determined by a number of factors, and home health care for veterans may or may not require minimal out-of-pocket costs. However, it is important for veterans in need of these services to obtain comprehensive details about VA home health care benefits prior to enlisting services.
Find Out About VA Disability Compensation
VA disability benefits are distributed to qualifying disabled veterans who suffer from injuries or illnesses incurred while in active military service. Physical disability needs are compensated, as are mental disability needs. VA disability benefits are disbursed in monetary, monthly payments that are determined based on eligibility factors. Such circumstances that can influence benefits include former active military duty service, severity of need, level of disability and eligibility for other military benefits. Furthermore, recipients must show proof of disability or illness.
By learning how to apply for VA disability compensation, applicants can receive needed funds. The application process for VA disability pay can take time to process and may require additional efforts from the applicant in obtaining documents of proof of illnesses or cause of illnesses. Furthermore, calculating VA compensation rates can be an arduous process that may require additional assistance.
Whether you are just starting to learn about VA disability, embarking on the application process or have progressed further, you are not alone if you need an outside resource to guide you through it.
If the VA cannot provide adequate coverage, you can download our free guide to TRICARE to learn about this type of coverage.